About Ryan Ryan’s practice is grounded in his belief that today’s retirees, and those for whom retirement is imminent, need to protect some of their savings from potential losses due to financial and stock market downturns.To achieve this protection, Ryan makes use of Fixed Indexed Annuity Solutions.* These financial tools provide protection against market loss and annual interest earnings based upon the annual increase in a stock market index (subject to a limit). Ryan also utilizes the lifetime guaranteed income benefits of annuities to provide reliable, predictable, and sustainable income no matter how long you live. There are many “models” of these tools available, and Ryan and his team know how to select the right one for your particular situation.“Success and excellence are not characteristics or traits; rather, they are a result of hard work, discipline and planning.”* No specific product is being offered for sale as part of this website. An annuity is a long-term retirement savings and insurance product that can help protect you from outliving your money. It has the potential to grow tax-deferred. Some, but not all annuities, offer optional living benefits to help protect and guarantee your retirement income. Some annuities offer death benefits to protect your beneficiaries. You can decide how you want to fund your annuity, how interest is credited to it and how you take payments from it.Annuities are not FDIC insured. Guarantees provided by annuities are subject to and backed by the financial strength and claims paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC. Ask Ryan A Question Name Email Address Phone Question Thank you! Oops!